Tangibill
Financial calculators
18 free tools for specific financial questions. No account, no setup.
Debt Payoff Calculator (Snowball & Avalanche)
Create a personalized debt payoff plan using the Snowball or Avalanche method and estimate how long it will take to become debt-free.
Debt vs Invest Calculator
Compare paying down debt versus investing your extra cash flow to see which strategy builds more net worth over time.
FIRE Calculator
Calculate your Financial Independence Retire Early number. See exactly when you hit Lean FIRE, FIRE, and Fat FIRE on a single chart.
Safe Withdrawal Rate Calculator
See how long your portfolio lasts at any withdrawal rate, and whether your spending is actually sustainable. Goes beyond the 4% rule.
Compound Interest Calculator
Project your investment growth over time with compound interest
Mortgage Calculator
Estimate your monthly mortgage payment, total interest, and long-term equity growth based on home price, loan terms, and taxes.
Mortgage Refinance Calculator
Find out if refinancing your mortgage is worth it. See your monthly savings, exact break-even month, and lifetime interest comparison.
Retirement Calculator
Project your investment growth over time with compound interest
Salary Breakdown & Retirement Match Calculator
Break down your salary across pay periods and see how employee contributions and employer matching can grow your retirement savings over time.
Pension Calculator
Estimate your pension income and survivor benefits
Savings Progress Calculator
Calculate how long it will take to reach your savings goal based on your current savings, contributions, and interest rate.
Savings Goal Calculator
Calculate required contributions to reach your savings goal within a specific timeframe.
Credit Card Payoff Calculator
Project your investment growth over time with compound interest
High Yield Savings Calculator
Estimate how your savings grow over time with high-yield interest rates and compounding.
Emergency Fund Calculator
Calculate how much you need in an emergency fund and how long it will take to reach your goal based on expenses, savings, and interest growth.
Job Loss Runway Calculator
Lost your job or thinking about quitting? Find out exactly how many months your savings will last, when your money runs out, and the deadline you need to find work by.
Watch Spend Calculator
Find out whether buying a luxury watch makes financial sense based on your income, savings, debt load, and net worth.
Jewelry Spend Calculator
A luxury jewelry affordability calculator that helps you determine whether a ring, bracelet, or designer piece fits your budget without compromising financial health.